What Are Your Cell Phone Insurance Options

Cell phone insurance plans are sometimes offered along with the provider’s mobile plans. Most popular service providers like AT&T and T-Mobile offer multiple cell phone insurance options, and your choice will all depend on your priorities, wants, and needs. Always compare mobile plans before you decided to buy one.

SquareTrade
Cost: $8.99 per device
Description: This SquareTrade cell phone insurance option allows you to have your phone replaced or repaired after having the warranty expired. You have two options: You can send in the phone to have it repaired, or you can have it repaired in a local shop, and your insurance will reimburse the cost afterwards.

Verizon
Extended Warranty
Cost: $3 per device
Description:
After the expiration of the warranty, it can still cover factory defects.

Asurion Wireless Phone Protection
Cost: $6.75 per device
Description:
This phone insurance option can cover damaged phones, stolen phones, and lost phones.

Total Equipment Coverage
Cost: $9 per device
Description:
This option is a combination of Asurion Wireless phone protection and extended warranty.

Total Mobile Protection for Single Device
Cost: $10 – $13 per device
Description:
This option is a mix of the extended warranty, over-the-phone technical support, Asurion phone protection, and Verizon’s Support and Protection app.

Total Mobile Protection for Multiple Devices
Cost: $39 per account
Description:
This Total Mobile Protection coverage option can be applicable up to three devices.
AT&T

Mobile Insurance
Cost: 8.99 per device
Description:
This covers lost, stolen, and damaged phones. It can also cover malfunctions that cannot be fixed by the manufacturer’s warranty.

Mobile Protection Pack
Cost: $11.99 per device
Description:
This option has Mobile Insurance, ProTech support, and in some phones, AT&T Protect Plus app. Photos, videos, and contacts can also be backed up. Another feature is being able to locate and lock the phone remotely.

Multi-Device Protection Pack
Cost: $34.99 per account
Description:
This offers the same features as Mobile Protection Pack. The difference is that this is for a group of devices. Keep in mind that the limit is three devices.

AppleCare+
Cost: $99 to $199 for a two-year coverage
Description:
This insurance option is only available on iPhones. It covers two accidental damages and extends the warranty to two years.
T-Mobile

Device Protection
Cost: $7 – $10 per device
Description:
This insurance option is by Assurant. It covers phone loss, accidental damage, phone theft, and mechanical and electrical failure.

Premium Device Protection
Cost: $9 – $12 per device
Description:
This option is good for iPhone users as it has Assurant insurance coverage as well as AppleCare.

Premium Device Protection Plus
Cost: $12 – $15 per device
Description:
This option has the most to offer with Assurant insurance coverage, AppleCare, and McAfee Security.
Sprint

Equipment Service and Repair Program
Cost: $8.25 – $11 per device
Description:
This option covers your phone’s mechanical and electrical malfunctions and defects.

Total Equipment Protection Plus
Cost: $13 – $17 per device
Description:
This option includes Asurion’s insurance coverage. Tech support, and equipment services and repair program.

Conclusion
With all the phone insurance options being offered, it’s recommendable to avail one to ensure your phone’s life and everything in it.

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