Any experienced freelancer will tell you the only way to build a successful and profitable business is hard, hard work. There are no shortcuts, reputations are built on meeting deadlines. 8-14hr days are not unusual.  Of course, this fast paced environment can be thrilling and highly satisfying, but the merry go round of long hours & pressure can take a toil on one's body.

Imagine a scenario where you are identified with a critical ailment and you are unfit to work? Putting aside the stress of dealing with the physical impact of a serious illness, you will have to deal with the additional burden of thinking how to put food on the table, how to meet your financial obligations, cost of treatment and supporting your family.

With 1 in 4 women and 1 in 5 men suffering a serious illness before their retirement age now could be the time to make sure you have the right protection. Critical illness insurance is designed to ease the financial pressures by paying tax free lump sum if you become seriously ill or totally disabled. A typical policy will pay out on diagnosis of 30 or so serious illness conditions, including cancer, strokes and heart attacks.

With medical advances, many of us now have the strong possibility of surviving a critical illness and with the right support are able to make a full recovery and return to work. Criticall illness insurance provides cash to support people and secure their financial wellbeing  whilst they recover. Its particularly relevant to freelancers as, in the event of a health problem they not have the safety net of an employer to fall back on. A policy eases stress by providing a lump some of money when it is needed most, which can be used to pay the mortgage, loans etc. Organising cover is straighforward and relatively inexpensive so for peace of mind, why not get insured today?