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Contractor Mortgages



Securing a contractor mortgage can be a nightmare. There’s still a lot of bias within financial institutions against contractors and freelancers, with all kinds of hurdles and demands often being placed in your way.

We’re different. We not only welcome freelancers but actually specialise in providing financial solutions to freelancers and contractors, including a wide range of

contractor mortgages.

We understand your needs and your lifestyle and will make things as quick, easy and hassle-free as possible.

Contractor Mortgages tailored to freelancers' needs:

  • Borrow up to 4.5 times your annualised contract rate alone
  • Min 10% deposit required
  • Reputable lenders searched to get you the most competitive deal
  • No broker fees (beware - most charge a 1% arrangement fee)
  • Apply here in less than 60 seconds!

Wide range of contractor mortgages available



We can help you with all your contractor mortgage needs. Even if you have no proof of income, we can access Self Certification options with 35% deposits to secure competitive rates. We can also arrange Buy to Let Mortgages or Remortgages, always ensuring you get the best deal on the right terms. So don't be treated like a second-rate citizen just because you've had the courage to go it alone - deal with the specialists who are on your side and apply for your

contractor mortgage

today.

Please fill in the contractor mortgage finder form below and we will get back to you within 24hrs with a competitive recommendation
Name *
Email Address *
Phone Number *
Mobile Number *
Length of time contracting (Years)? *
Length of time in IT (Years)? *
Loan Size Required (?) *
Property Purchase Price (?) *
Contract Rate (?/Hour) *
County Court Judgements? Yes No
Where did you hear of Coulson Pritchard Associates? *
Comments/Queries *
 
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Financial advice on these pages is being given by ContractorMoney, which is a trading name of ContractorFinancials Ltd and is regulated and authorised by the Financial Services Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage
Contractor Mortgage Insurance Articles

Contractor Mortgage - Let The Experts Help Secure Your Dream Home
Sourcing a contractor mortgage can be a tedious task. Why? Because the majority of lenders fail to understand how contractors manage their financial affairs.

Naturally, your accounts will reveal that you draw a low salary (otherwise your accountant should be sacked!) and this alone can be enough to send many mortgage lenders running for the hills! Then, when they find out you are not permanently employed and cannot guarantee a stable monthly income they unfairly dump you in the 'reject' pile - 'Mr Smith I'm sorry to say your occupation status does not meet our underwriting criteria, so your mortgage application has been rejected'. Meanwhile, the opportunity to purchase your dream home has just passed......another buyer has snapped it up.

Thankfully getting a contractor mortgage needn't be this frustrating. In partnership with ContractorMoney, CPA are able to offer a specialist mortgage service JUST for contractors. By having access to the whole of the market we use our expertise and contacts to obtain the best deals available - based on your contract or hourly rate alone. As a borrowing guideline we can normally secure loans up to 4 times of your annualised contract rate-some with v.low deposits! 

Whatever your contractor mortgage requirements let us help you! We can offer solutions for first time buyers, buy to let investors or existing property owners who are looking to re-mortgage. Our promise is to provide a fast and easy service, so you can concentrate on running your business.

Unlike other mortgage brokers who try to line their pockets with expensive 'arrangement fee's' (typically between 0.5% to 2% of the loan value) we believe this to be an unnecessary additional expense and offer our services and years of expertise FREE of charge.

Recognising time is precious to you, we've also tried to make applying for contractor mortgages as hassle free as possible. To get started, all you need to do is complete our online contractor mortgage finder and we'll go and search for the best deals that meet your requirements. 48hrs is all it takes for us to find the perfect contractor mortgage for you!

Getting a contractor mortgage needn't be a burden.....let the experts help you secure your dream home.