Please visit our new website www.coulsonpritchard.com where you can view some excellent new products e.g. sickness benefit, travel insurance, accident cover and private medical insurance.

Mercedes CLK 230 £466 per month with a £1398 deposit Jaguar S Type 2.5 V6 £439 per month with a £1317 deposit Audi TT 1.8 Quattro £332 per month with a £996 deposit Renault £175 per month with a £525 deposit Renault Clio 3 dr 1.2 £116 per month with a £348 deposit Volvo S60 2.0 T SE £290 per month with a £870 deposit

The lowest costs exclusively for IT contractors All methods of finance arranged including PCP, leasing, contract hire and HP Budget accurately when you include maintenance options Fully expenseable and avoids new draconian tax rules		12-60 month periods Every vehicle and every option available online Try our innovative online car finder facility Avoids depreciation and tying up of working capital

PROFESSIONAL INDEMNITY SCHEME
With the advent of IR35, business insurance has now become an essential requirement for IT Contractor Companies. The Professional Indemnity Insurance cover prices are as follows - prices are per annum.
Note - prices are dependent on the fee income bracket of the company (last years fees - start up companies use 12 month projection).

Fee Income/ Turnover £100,000 cover premium amount £250,000 cover premium amount £500,000 cover premium amount £1,000,000 cover premium amount £2,000,000 cover premium amount Excess £ £0 - 50,000 165 198 234 328 430 250 £50,001 - 100,000 208 260 312 437 580 500 £100,001 - 150,000 260 328 390 546 720 500 £150,001 - 200,000 312 390 468 656 860 500

LEGAL EXPENSES COVER

Total cost of package £75 per annum £50,000 of legal expense representation cover in the event of a dispute with a third part e.g. HM Customs, Inland Revenue, Agencies, Clients etc.

EMPLOYERS/PUBLIC LIABILITY INSURANCE IS AN ADDITIONAL POLICY THAT PROVIDES THE FOLLOWING COVER

Total cost of package £112 per annum Includes £5 million Employers Liability cover, Includes £1 million Public Liability cover All included in above price £5,000 equipment cover and £2,500 business disruption cover (Insurance Premium Tax of 5% is included in the above premium)

To apply - go to www.coulsonpritchard.com and fill in the application on-line, alternatively call our office on 01480 470220 and we will arrange cover in under 10 minutes. You will then be invoiced and payment is to be made by company or personal cheque.

KEY BENEFITS OF OUR SCHEME

• Covers 'direct' and 'agency' contracts (at no extra cost)
• Provides free 'retroactive cover' to protect work/decisions right back to your companies incorporation date
• Low excesses apply
• Covers sub contractors work
• Covers all directors, officers and employees of your company
• Limited Companies, Sole Traders & Umbrella Companies covered

Financial Services & Mortgages Personal Accident Sickness & Travel Cover Healthcare for IT Professionals (avoid NHS queues) Permanent Health Insurance (PHI) Special negotiated deals for IT Contractors Paying out first day of illness Complete our 'on-line' finder Pensions Low cost EPP's and Personal/Stakeholder pensions Mortgages Contract based mortgages up to 48 weeks of contact value e.g. £300 per day could advance £216,000 Self Cert Mortgage (no proof of earnings) for those with 25% equity No fees charged for the service Complete the 'on-line' mortgage finder Personal Accident Sickness & Travel Cover Pays out benefits from £150 per week Premiums from just £32.50 per annum Sickness Benefit Cover Covers sickness from £150.00 per week up to £300.00 per week payout 7 day excesses apply Premiums from just £75.00 per annum Business Travel Cover Exhaustive list of items covered (see website) Premium £57.50 per annum Holiday Travel Extension Extension cover for you, your spouse and dependent children Premium £32.50 per annum Can your business afford to be without you whilst you await NHS treatment (think of the lost earnings, if you can't work!) We have negotiated a 25% discount on Royal Sun Alliance price for private medical insurance Surgeons fees, en-suite room, out patient treatment (including phsiotherapy), daycare treatment all covered Premiums start at £288 per annum The vast majority of hospitals in UK are available through the scheme Easy to complete on-line quote and application - all details on website www.coulsonpritchard.com