Life Insurance Medical Exam

Tips on Preparing for a Life Insurance Medical Exam

The insurance company will want to know the person they are insuring especially on the prevailing risks exactly like students do with gmat test prep books. In case you pass when your insurance is in force, you would wish for the people you leave behind to benefit from your cover.

These factors make it important for you to correctly handle the questions posed by your insurance company. You should take your examination seriously since it can affect your ratings and the amount you will pay.

Although it might be difficult to change some aspects such as the overall weight, some factors such as observing healthy eating will be beneficial. There are several tips that can help you prepare for this exam.

Eat healthy food

The insurance company will check for blood pressure and heart pulse. What you eat will affect your blood pressure. Fatty food such as beef and cheese increases the blood level. Other food such as high sugar products and salty foods also increases the blood pressure. You should avoid this food. You should also avoid processed food and eat more vegetables.

Avoid supplements for at least one day before going for the test as they have the ability to affect the results of the blood test. Observation of health food and avoiding the one that can affect your results should start not less than 24hours before the test.

For the best results, exam preparation should start one week before the appointment day.

Drink plenty of water

Drink plenty of water several days prior to your exam. If you take alcohol, avoid it for at least one week since it can alter your liver enzymes due to dehydration leading to detection in your blood tests. Drink at least 8 glasses of water for one week before your test.

Water removes toxins from the body to avoid their presence in your blood or urine during the examination. It will also be easy for the medics to draw your blood for testing. Instead of taking coffee in the morning of the examination, take water since caffeine can affect your blood pressure.

Fast before the Exam

Consider fasting for about 8 hours before the test. Eating before the tests increase cholesterol levels as well as glucose levels. This factors can negatively affect the results of your tests.

Get Adequate Sleep

Sleep is healthy and will be instrumental in ensuring you have normal blood pressure.

Avoid the Gym

Avoid the gym for 24 hours before the test. Vigorous exercises might affect your blood pressure and pulse. Exercises may also increase the levels of proteins in the blood and increases cholesterol levels.

Wear lightweight clothes

What you wear will affect the measurement of your weight. Weight can affect your rating during the medical exam.


The life insurance exam will determine how much you will be charged by the company for your policy. It is thus important to get the best possible results. Observing the simple lifestyle aspects as discussed above can save you some money.

If you observe some of these healthy aspects such as eating less sugar, more vegetables will have long-term benefits for your health.

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