Our Services

We have an extensive list of services with various policies.  In our business insurance section, we can help you navigate through professional indemnity, construction, and so much more. We will help you to tailor your policy so that it can suit your business.

We also have a personal insurance section. This will cover a wide range of policies from house insurance to vehicle insurance to life insurance.

Below is a breakdown of some of the insurance policies available at Coulson Pritchard Business Insurance.

Public Liability

This insurance coverage will protect your business form any incidents or accidents that may occur to third parties when dealing with your company.

Professional Indemnity

This insurance coverage will offer solid protection to your business in the event that your client claimed you have made mistakes with your professional advice or services ending up making a financial loss.

Construction Insurance

This insurance package is tailored to the construction company linked to your business. It will cover any risks that the construction personnel may come across while on the job.

Home and Contents Insurance

This personal insurance covers your most precious assets. In the event of a fire, burglary, or any other misfortune, you can rely on this policy.

Landlords Insurance

This protects your major investments from damages or loss and allows you to continue making profits from your rental properties.

Vehicle Insurance

This is an all-around, comprehensive insurance on your car. It covers you in cases of accidents, explosions, and natural calamities like floods and hailstorms.

Read Our Blog

Insurance as a Graphic Designer

Everything You Need to Know About Insurance as a Graphic Designer

Starting a career as a professional graphics designer or starting your own graphics design business is a good thing. You can read this article if you are making yourself money from your passion for digital art, you may encounter one or several instances that could potentially endanger you, your credibility, and your business.
Some of these unforeseen circumstances involve lawsuits for unintentional copyright infringements, damage to clients or business property, and negligence to self and the legal jurisdictions that concern your graphics design business. Even a simple font misuse or use of non-commercial design …

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Business Insurance for your Cleaning Business

Tips Before Buying Business Insurance for your Cleaning Business

Are you in the house cleaning or janitorial services business? If so, then you need to make sure that you get the right insurance for it. Of course, choosing the right insurance plan can be a bit hard especially if it’s your first time handling a house cleaning business in San Diego. That’s why we’ve prepared some tips that will help you know how to choose your insurance. Check them out:
Choose Only the Best Insurance Companies
If you want to have a good insurance plan, then you must first choose a good insurance company. You’ll want to work with an insurance company that has high integrity and a good track record. In the house …

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Insurance Agent

Keys to Choosing the Right Insurance Agent

If you want to buy an insurance plan but the only thing that’s holding you back is selecting the right policy, then the first thing you must do is to choose the right attorneys. This is a crucial step because it helps you find and purchase the best deal that fits your budget and needs. How do you do this? Below are some of the things to consider when picking the right insurance agent:
It is the agent’s responsibility to know handle your insurance needs. The agent should also be able to provide you with the utmost significant information and favorable options, so you can take the best choice. Also, he should be able to …

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Company Coverage for Mold Exposure

Company Coverage for Mold Exposure: What You Need to Know

Fungi and mold are ubiquitous. They can be found generally everywhere, even in our homes. Although they seem harmless, these organisms are considered harmful to our homes and have been a problem for homeowners. While some people are not affected by molds at all, long-term exposure, however, can cause eye and skin irritation. On the other hand, mold-sensitive individuals, and people who are immunocompromised are at risk of moderate to severe illness.
Apart from health risks, molds are a threat to our own properties as well.  Areas in homes that are high in humidity can serve as a breeding ground of molds. Cellulose-containing properties such as …

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Motorcycle Insurance

Do You Need Motorcycle Insurance?

Before you mount your brand-new motorcycle and drive it around the country for a joyride, you have to ask yourself whether you need motorcycle insurance. Well, If you believe on https://snurl.com/opinion, the answer is that it’s highly recommended to have one. With that in mind, here is a guide in getting motorcycle insurance.
When You’ve Obtained Your Learner’s Permit
The state requirements and laws of both licensed motorcycle drivers and learner permit holders are pretty much the same in general. Some states require learner permit holders to acquire motorcycle insurance before getting a motorcycle driver’s full license. Therefore, it’s …

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What Are Your Cell Phone Insurance Options

Cell phone insurance plans are sometimes offered along with the provider’s mobile plans. Most popular service providers like AT&T and T-Mobile offer multiple cell phone insurance options, and your choice will all depend on your priorities, wants, and needs. Always compare mobile plans before you decided to buy one.
Cost: $8.99 per device
Description: This SquareTrade cell phone insurance option allows you to have your phone replaced or repaired after having the warranty expired. You have two options: You can send in the phone to have it repaired, or you can have it repaired in a local shop, and your …

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Insurance Agencies and Small Businesses

Voicemail Tips for Insurance Agencies and Small Businesses

First impressions matter. As clichéd as it sounds, it’s true. And what could be a company’s first line of defense when it comes to bad impressions? Your company’s voice mail. There are custom Apifonica’s Voice API which you must check out.
Voice messaging is more than just reciting what your company has to offer; it’s actually more about selling than telling. You should keep your prospects interested, so creativity should come into play.
With that being said, here are tips for insurance agencies and small businesses to get more callbacks using your voicemail.
Keep it short and simple….

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Web Hosting for Your Insurance Website

How to Choose Web Hosting for Your Insurance Website

More often than not, setting up a new website for your business, say an insurance website, is thought to be easy. Details are often overlooked, only bringing problems afterwards. Choosing the right web hosting company like https://certahosting.co.uk/ is one. Fortunately, there are steps you can take to ensure that the web host of your choosing is the best one for the website that you’re trying to set up.
Be Knowledgeable of the Web Host That You Need
It’s important that you understand exactly what kind of web host you’ll need. Doing so will make it easier for you to search for options. The purpose of the…

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Insurance Does a Clothing

What Type of Insurance Does a Clothing Boutique Need?

It is easy for many boutique owners to ignore insuring their business. Some don’t ensure their business simply because of ignorance while others due to lack of information. Other boutique owners ensure using the wrong type of insurance. In the end, all of these people are at risk of losing their lifelong hard work in case of a catastrophic event. You can check some of my favorite product here related to the insurance a clothing business needs.
Businesses share several common risks, but each business is exposed to one or several unique risks which should be insured differently. The type of insurance one uses …

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Insurance Cover Drug Detox

Does Insurance Cover Drug Detox?

Over the years, legislative reforms in the US have included drug detox and related services as a part of one’s health insurance coverage. In simple cases, a detox session by marijuana101.org may be covered as a part of a routine medical check-up and treatment. However, for complicated cases, a patient needs to go through a lot of processes to apply for drug detox treatment approval.
Coverage Inclusions
Withdrawal symptoms appear once a drug user stops taking the substance he is addicted to. Medical intervention is crucial at this time to manage the patient’s symptoms…

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Moving Insurance

What You Need To Know About Moving Insurance

If you have a plan about moving house in the future, then you should know about the moving insurance options. Moving house is actually not only stressful and quite complex, but it can also be considered something risky especially if you are going to do it alone. However, if you hire movers Toronto to prepare things beforehand, there is a high chance that might be able to move your house safely and successfully.
What Exactly Is Moving Insurance?
If you have already looked for a moving company to assist you, then you might have already heard about the moving insurance. Whether you are moving just around the block or even across the country, of …

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Travel Insurance

How to Find the Best Student Travel Insurance

Education plays a vital role in absorbing new knowledge which can be beneficial for the future. Student performance tours are undeniably challenging, especially on subjects you are not fond of – let alone studying abroad. As scary as it sounds, studying overseas is an irreplaceable experience which can lead to better opportunities in the future.
However, pursuing your education abroad can be life-changing since you have to drastically adjust to your new surroundings, immerse yourself with a different culture, stay strong and healthy, and be financially capable in covering your monthly expenses. It gives off a sense of independence since …

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Clothing Business

Insurance Needed for a Clothing Business

Putting up a business, such as a clothing store business, is not an easy task. Even if you start small, you should always think big and think ahead. You might expand your business in the near future or you might stick to just having a small custom hoodies store business. Regardless of the size of your business, you still need insurance, as what all businesses should necessarily have.
Business insurance is not only focused on one type but different types. So, aside from your business planning, feasibility studies, location hunting, etc., you should also consider getting a clothing store business insurance. What are those? Let’s check out …

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Business Insurance

Reasons Why You Need to Get a Business Insurance

Every business, big or small, needs to have a business insurance. Websites like http://homeownersinsurancecover.net/ is to protect your business when something bad happens, and it will also save you lots of time and energy. Having a business insurance is really essential if you have a business. Let’s talk about the why’s of getting a business insurance. Why do you need a Business Insurance?
1. It Could Protect Your Employees
All business, regardless of size, should really consider getting an insurance. Though it may an extra expense on the employer, it would be a great help especially if you have workers employed under your …

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Why Are We the Best Insurance Provider?

Coulson Pritchard Business Insurance is an insurance coverage that provides affordable premiums. We are known for our highly trained and dedicated staff that will help you select the right cover for you and remove unnecessary policies that will inflate your premiums.

It has taken several years of hard work and diligence to be the best. Together with our team, we have managed to soar above the competition. Our team focuses on three major areas:

1. Getting to know you better to protect you better
2. A fast and easy claims process
3. In-depth product knowledge

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